01
Start with your own money
Your bank transactions stay in Personal Finances, where they belong.
MONEY, WITH GOOD COMPANY
Good company.
Clear balances.
A more thoughtful way to share the tab. Your expenses stay yours until you decide to share one.
A small preview of what's to come
GROUP EXPENSEFRI, 7:42 PM
Dinner at June
Shared with Sunday Supper
ALAlex$30.00
BLBlair$30.00
CACasey$30.00
Total$90.00
Agreed by 2
EASY TO SHARE. EASY TO FOLLOW.
Your money stays
yours. Sharing is a choice.
02
Send the expense along
Pick a group and choose exactly what to share. Nothing moves over by itself.
03
Keep the balance clear
See each person's share, settle up your own way, and keep the record together.
A HANDS-ON LITTLE PREVIEW
Make the math
feel human.
Move a share around. The total always stays put, and everyone's part stays clear.
Sample expense · no real dataSUNDAY SUPPER
Dinner at June
Paid by Alex · Friday, 7:42 PM
TOTAL$90.00
AL
Alex's share in US dollars
$033% of total$90
BL
Blair's share in US dollars
$033% of total$90
CA
Casey's share in US dollars
$033% of total$90
Shares rebalance as you adjustAssigned $90.00 / $90.00
Changes are just a preview; nothing is sent.
In Billchip, saving an updated split would notify the original splitter. This preview does not.
Preview shares: Alex $30.00, Blair $30.00, Casey $30.00.
PRIVATE BY DEFAULT
Your personal
finances are yours.
Transactions from your bank stay in your private space. Your group only sees the expense you choose to send, along with the details you share.
Nothing shared automaticallyYou choose what leaves your personal list.
One clear send actionSee what your group will see before it goes.
GOOD TO KNOW
A few fair
questions.
Still shaping the details. Here's what Billchip is built around.
Does Billchip move money between people?
No. Billchip keeps a record of shared expenses and repayments made outside the app. Your group can settle up however works for you.
Can my group see all of my bank transactions?
No. Imported transactions stay private in Personal Finances. A group only sees an expense after you explicitly send it there.
What does a like mean?
A like means, ‘I agree with this version of the expense and split.’ It records agreement with the current version; it does not record a repayment.
Can someone question a split?
Yes. Members can flag an expense as disputed and add context. The expense stays visible in the group's running balance while you work it out.
FOR THE PLANS YOU MAKE TOGETHER
More time at the table.
Less time doing math.
Give the split a try A sample only. Billchip is still in the works.